When Is a Forensic Loan Audit Necessary?

Whether you are seeking a loan modification, short sale or other alternative, one of the best tools for accomplishing your goals and having the lender respond to you is a Forensic Audit.

The Only Way To Know If Your Loan Contains VIOLATIONS is With a Forensic Loan Audit.

A Forensic Loan Audit is performed by an attorney and a team of legal experts. The audit is basically an extensive and thorough examination of your loan documents that you signed when you first got your mortgage loan. These legal experts examine your loan documents for violations of State and Federal laws. Once your audit is complete, we present to you a written report, outlining all the violations, if any. Many homeowners are unaware that fraud exists in their mortgage loan package(s) and have entered into unfavorable loan modifications without principle reductions because they were afraid of their lender’s reach over their home. You should no longer be afraid.

Inner Circle Estates possesses both the tools and experience to carefully review your loan package for:
– Income Misrepresentations
– Truth in Lending Disclosure (TILA) Violations
– Predatory Lending
– Excessive Fees
– Misrepresentations by Mortgage Brokers
– Artificially Inflated Appraisals
– Negligent Representation by Lenders to Verify Your Income
– Real Estate Settlement Procedures (RESPA) Violations
And more…

If fraud is found, the mortgage related violations may actually permit you to cancel and receive money back in damages from your lender.